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  1. itwasntme is online now
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    Posted On:
    8/29/2012 7:57pm

    supporting member
     Style: being less stupid

    --
    Hell yeah! Hell no!

    Insurance

    Sorry in advance if this is the wrong forum for this.

    I started a new job a couple of days ago but this job doesn't offer any kind of health insurance packages. Can someone recommend a cheap (fingers crossed) and good health insurance provider? For those of you who don't know, I live in the States.

    Thanks in advance.
    Start a training log!

    Quote Originally Posted by Ming Loyalist View Post
    i really think that those who can't get their head around the bowing thing (because their angry sky daddy will punish them) don't deserve judo. life is full of choices, and if your bronze age superstitions are holding you back, so be it.
  2. mike321 is offline

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    Posted On:
    8/29/2012 8:30pm


     Style: kenpo, Wrestling

    --
    Hell yeah! Hell no!
    Check out high deductible health plan and an hsa. Cover you for worst case scenario and has some benefits if you stay healthy.
  3. mike321 is offline

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    Posted On:
    8/29/2012 8:30pm


     Style: kenpo, Wrestling

    --
    Hell yeah! Hell no!
    HSA is health savings account. Has tax advantages also.
  4. itwasntme is online now
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    Posted On:
    8/29/2012 8:34pm

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    Hell yeah! Hell no!
    Sorry but I am extremely ignorant on this subject as I have never had to seek my own insurance before. Is HSA a company?
    Start a training log!

    Quote Originally Posted by Ming Loyalist View Post
    i really think that those who can't get their head around the bowing thing (because their angry sky daddy will punish them) don't deserve judo. life is full of choices, and if your bronze age superstitions are holding you back, so be it.
  5. mike321 is offline

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    Posted On:
    8/29/2012 9:53pm


     Style: kenpo, Wrestling

    --
    Hell yeah! Hell no!
    No government sanctioned tax deferred account sort of like an IRA but you use it to pay any medical bills. Combine with high deductible health plan. Google high deductible health plan with HSA. Money is yours to keep if not spent. But penalty to withdraw before retirement.
  6. TheMightyMcClaw is offline
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    Posted On:
    8/29/2012 10:55pm

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     Style: MMA

    --
    Hell yeah! Hell no!
    I could also use some advice in this regard; I just turned 26, and thus have finally entered the ranks of America's uninsured. Since I'm self-employed, I'm staying that way until I buy my own health insurance.
    The fool thinks himself immortal,
    If he hold back from battle;
    But old age will grant him no truce,
    Even if spears spare him.
  7. JohnKenner is offline

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    Posted On:
    8/30/2012 12:56am


     Style: Boxing, Judo, Kenpo

    --
    Hell yeah! Hell no!
    Quote Originally Posted by mike321 View Post
    Check out high deductible health plan and an hsa. Cover you for worst case scenario and has some benefits if you stay healthy.
    If you don't smoke and are single it won't be ridiculously expensive. Wife and kids is where you tend to lose everything you have in your pockets.

    I was my own boss for five years and bought my own insurance. In the end, for the exact setup mike321 suggested, I paid about $100 dollars more a month.
  8. itwasntme is online now
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    Posted On:
    8/30/2012 6:46am

    supporting member
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    Hell yeah! Hell no!
    Thanks mike and John for the responses.
    Start a training log!

    Quote Originally Posted by Ming Loyalist View Post
    i really think that those who can't get their head around the bowing thing (because their angry sky daddy will punish them) don't deserve judo. life is full of choices, and if your bronze age superstitions are holding you back, so be it.

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