My suggestion would be to find out what load one of the larger law enforcement agencies in your area carries, and use that. IF you ever have to use if 'for real,' you WILL be questioned, most likely repeatedly. Either the person you shot or their family are very likely to hire an attorney, who at some point will probably get to question you. If thier attorney ask why you chose to carry some particularly effective hollowpoint that killed or maimed his poor, misunderstood client, your response is that you simply got what the cops carry, since you don't know that much about such things.
Never carry anything exotic, and never never NEVER carry handloads.